Health Care Reform


The Patient Protection and Affordable Care Act (ACA) – more commonly known as health care reform – was signed into law March 23, 2010. According to the U.S. Department of Health and Human Services, the Affordable Care Act is working to make health care more affordable, accessible and of a higher quality for families, seniors, businesses and taxpayers alike.

Beginning 2014, individuals and their family members are required to: have qualifying health coverage, qualify for a health coverage exemption or make a shared responsibility tax payment.  While most Americans have simply continued to receive their health coverage through their employer, Medicaid, Medicare or veteran coverage, some have turned to the Health Insurance Marketplaces to obtain coverage.